/* REFA Investments, LLC — finance terminal template (namespaced "rf-" naming) */

:root {
  --navy: #0a1628;
  --navy-panel: #101f36;
  --gold: #c9a227;
  --white: #ffffff;
  --ink: #d8dee6;
  --ink-dim: #8a95a6;
  --up: #3fae6a;
  --down: #d0564a;
  --f-serif: "IBM Plex Serif", Georgia, serif;
  --f-sans: "IBM Plex Sans", Arial, sans-serif;
  --f-mono: "IBM Plex Mono", monospace;
}

* { box-sizing: border-box; border-radius: 0 !important; }

body {
  margin: 0;
  background: var(--navy);
  color: var(--ink);
  font-family: var(--f-sans);
  line-height: 1.6;
}

h1, h2, h3 { font-family: var(--f-serif); color: var(--white); margin: 0; }

a { color: var(--gold); text-decoration: none; }

address { font-style: normal; }

.rf-mono { font-family: var(--f-mono); }
.rf-up { color: var(--up); font-family: var(--f-mono); }
.rf-down { color: var(--down); font-family: var(--f-mono); }

.rf-skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--gold);
  color: var(--navy);
  padding: 0.75em 1.25em;
  font-weight: 600;
  z-index: 999;
}
.rf-skip:focus { left: 0; top: 0; }

/* Ticker bar */
.rf-ticker {
  background: #060d18;
  border-bottom: 1px solid rgba(201, 162, 39, 0.3);
  overflow: hidden;
  white-space: nowrap;
  padding: 0.5rem 0;
}
.rf-ticker__track {
  display: inline-flex;
  gap: 3rem;
  font-family: var(--f-mono);
  font-size: 0.82rem;
  color: var(--ink-dim);
  padding-left: 2rem;
  animation: rf-scroll 28s linear infinite;
}
.rf-ticker__track span { display: inline-flex; gap: 0.5rem; }
@keyframes rf-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* Header */
.rf-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.1rem 2.5rem;
  border-bottom: 1px solid rgba(201, 162, 39, 0.25);
}
.rf-header__logo {
  font-family: var(--f-serif);
  font-size: 1.3rem;
  color: var(--white);
  letter-spacing: 0.03em;
}
.rf-header__logo span { color: var(--gold); font-size: 0.75rem; letter-spacing: 0.15em; display: block; font-family: var(--f-sans); }
.rf-header__nav { display: flex; gap: 2rem; }
.rf-header__nav a { color: var(--ink); font-size: 0.92rem; }
.rf-header__nav a:hover { color: var(--gold); }
.rf-header__cta {
  border: 1px solid var(--gold);
  color: var(--gold);
  padding: 0.55em 1.2em;
  font-family: var(--f-mono);
  font-size: 0.88rem;
}
.rf-header__cta:hover { background: var(--gold); color: var(--navy); }

/* Split hero */
.rf-hero {
  max-width: 1280px;
  margin: 0 auto;
  padding: 4.5rem 2.5rem;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.rf-hero__tag {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 0.78rem;
  margin: 0 0 1.25rem;
}
.rf-hero__copy h1 {
  font-size: clamp(2.1rem, 4.5vw, 3.2rem);
  line-height: 1.2;
  font-weight: 500;
  margin-bottom: 1.5rem;
}
.rf-hero__lead {
  color: var(--ink-dim);
  font-size: 1.05rem;
  max-width: 48ch;
  margin: 0 0 2rem;
}
.rf-btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 600;
  padding: 0.9em 2.1em;
  border: 1px solid var(--gold);
  font-size: 0.95rem;
  cursor: pointer;
}
.rf-btn:hover { background: transparent; color: var(--gold); }

.rf-hero__panel { background: var(--white); padding: 1.75rem; }
.rf-kpi { width: 100%; border-collapse: collapse; color: var(--navy); }
.rf-kpi caption {
  text-align: left;
  font-family: var(--f-mono);
  text-transform: uppercase;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  color: #667;
  margin-bottom: 0.75rem;
}
.rf-kpi th {
  text-align: left;
  font-family: var(--f-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #778;
  border-bottom: 2px solid var(--navy);
  padding: 0.5em 0.4em;
}
.rf-kpi td {
  padding: 0.65em 0.4em;
  border-bottom: 1px solid #e2e2e2;
  font-size: 0.92rem;
}
.rf-kpi tr:last-child td { border-bottom: none; }

/* About */
.rf-about {
  max-width: 900px;
  margin: 0 auto;
  padding: 3rem 2.5rem;
  border-top: 1px solid rgba(201, 162, 39, 0.2);
}
.rf-about h2 { font-size: 1.9rem; margin-bottom: 1.25rem; }
.rf-about p { color: var(--ink-dim); font-size: 1.02rem; }

/* Services */
.rf-services {
  background: var(--navy-panel);
  padding: 4rem 2.5rem;
}
.rf-services h2 { text-align: center; font-size: 1.9rem; margin-bottom: 2.5rem; }
.rf-services__grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(201, 162, 39, 0.25);
}
.rf-service {
  background: var(--navy-panel);
  padding: 2rem 1.75rem;
}
.rf-service__id { color: var(--gold); font-size: 0.85rem; }
.rf-service h3 { font-size: 1.2rem; margin: 0.75rem 0 0.6rem; }
.rf-service p { color: var(--ink-dim); font-size: 0.92rem; margin: 0; }

/* Why us */
.rf-why {
  max-width: 1200px;
  margin: 0 auto;
  padding: 4rem 2.5rem;
}
.rf-why h2 { text-align: center; font-size: 1.9rem; margin-bottom: 2.5rem; }
.rf-why__row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
.rf-why__row > div { border-top: 2px solid var(--gold); padding-top: 1rem; }
.rf-why__row .rf-mono { color: var(--gold); font-size: 0.85rem; }
.rf-why__row h3 { font-size: 1.05rem; margin: 0.5rem 0 0.5rem; }
.rf-why__row p { color: var(--ink-dim); font-size: 0.9rem; margin: 0; }

/* Address */
.rf-address {
  background: var(--navy-panel);
  padding: 4rem 2.5rem;
  text-align: center;
}
.rf-address h2 { font-size: 1.9rem; margin-bottom: 1.25rem; }
.rf-address address { color: var(--ink-dim); line-height: 1.9; }
.rf-address a { color: var(--gold); }

/* FAQ */
.rf-faq {
  max-width: 800px;
  margin: 0 auto;
  padding: 4rem 2.5rem;
}
.rf-faq h2 { text-align: center; font-size: 1.9rem; margin-bottom: 2rem; }
.rf-faq__item { border-top: 1px solid rgba(201, 162, 39, 0.25); padding: 1.4rem 0; }
.rf-faq__item h3 { font-size: 1.05rem; color: var(--white); margin-bottom: 0.5rem; font-family: var(--f-sans); font-weight: 600; }
.rf-faq__item p { color: var(--ink-dim); margin: 0; }

/* Contact */
.rf-contact {
  background: var(--navy-panel);
  padding: 4rem 2.5rem;
}
.rf-contact h2 { text-align: center; font-size: 1.9rem; margin-bottom: 2rem; }
.rf-form {
  max-width: 720px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.4rem;
}
.rf-form__row { display: flex; flex-direction: column; gap: 0.5rem; }
.rf-form__row--full { grid-column: 1 / -1; }
.rf-form__row label { font-size: 0.85rem; color: var(--ink-dim); text-transform: uppercase; letter-spacing: 0.04em; }
.rf-form__row input, .rf-form__row textarea {
  background: var(--navy);
  border: 1px solid rgba(201, 162, 39, 0.35);
  color: var(--white);
  padding: 0.75em 0.9em;
  font-family: var(--f-sans);
  font-size: 1rem;
}
.rf-form__row input:focus, .rf-form__row textarea:focus { outline: 1px solid var(--gold); }
.rf-form__consent { grid-column: 1 / -1; display: flex; gap: 0.75rem; align-items: flex-start; font-size: 0.85rem; color: var(--ink-dim); }
.rf-form__consent input { margin-top: 0.3rem; }
.rf-form button { grid-column: 1 / -1; justify-self: start; }

/* Privacy */
.rf-privacy {
  max-width: 800px;
  margin: 0 auto;
  padding: 4rem 2.5rem;
  color: var(--ink-dim);
}
.rf-privacy h2 { font-size: 1.9rem; margin-bottom: 1.25rem; }
.rf-privacy h3 { font-size: 1.15rem; color: var(--white); margin: 1.5rem 0 0.75rem; }

/* Footer */
.rf-footer {
  background: #060d18;
  border-top: 1px solid rgba(201, 162, 39, 0.25);
  padding: 3rem 2.5rem 1.5rem;
}
.rf-footer__inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 2rem;
}
.rf-footer__brand { font-family: var(--f-serif); color: var(--white); font-size: 1.1rem; margin: 0 0 0.5rem; }
.rf-footer p { margin: 0.25rem 0; color: var(--ink-dim); font-size: 0.88rem; }
.rf-footer__legal { display: flex; gap: 1.5rem; flex-wrap: wrap; }
.rf-footer__legal a { color: var(--ink-dim); font-size: 0.88rem; }
.rf-footer__legal a:hover { color: var(--gold); }
.rf-footer__copy { text-align: center; margin-top: 2rem; color: #56606f; font-size: 0.78rem; }

@media (max-width: 900px) {
  .rf-header__nav { display: none; }
  .rf-hero { grid-template-columns: 1fr; }
  .rf-services__grid,
  .rf-why__row,
  .rf-form { grid-template-columns: 1fr; }
}